An Independent Financial Advisor serving private clients and Small Business Owners.
I would like to offer you a complimentary Consultation and Portfolio Analysis and then discuss or create your Financial Goals to see if your investments serve your needs
Keywords: Invest, Electronic Traded Funds, Stocks, Bonds, Mututal Funds, REIT's, Annuities, and Alternative Investments in Managed Accounts, IRA, 401K, Retirement, Savings, Life Insurance and Long Term Care.
Interview Q&A
How long have you been in business?
26 Years As A Registered Series 7 Financial Advisor and Insurance Broker Ca Lic # 0B83467
What is your primary product or service?
I manage clients investments using Diversified Portfolio's of Stocks, Bonds, Electronic Traded Funds, Mutual Funds, Variable Annuities, REITS, and Alternative Investments as appropriate for my clients risk tolerance, tax minimization strategy and goals.
How did you first become interested in your line of business? (if owner) - What is your background? (If owner or store manager)
I retired took 3 years off at 39 but I found it boring... I learned if we can play every day then it's not as special as working and enjoying time off.
I was offered a position with a large Brokerage Firm so I compared all the firms and went with the biggest firm on Wall Street.
Previously I was a "Senior Strategic International Account Manager" and I negotiated multi million dollar contracts for UNIX Operating Systems with companies like AT&T, DEC, IBM etc...
How do you differentiate yourself from other businesses in your category and area?
I love my clients and helping them build their wealth and minimize taxation to help them achieve their goals.
Financial Planning is the foundation of a successful life so I offer Free Financial and Retirement Planning to all my clients.
I know this works because it worked for me. I'm living my Dream Life on my Arabian Horse Ranch that is a mile long above UCSC.
I encourage people to keep balance in their lives and to invest monthly to be able to replace your working income with retirement income.
How many locations do you have and do you have plans to expand?
I am serving my clients out of my home office in El Dorado Hills, Ca.
Unfortunately my 86 Acre Ranch burned and after I analyzed my position as I would a client, the wise thing to do was to sell my Ranch Land and buy a new larger home and invest the proceeds.
I try to give personalized service to all my clients regardless of their Financial Position or size of their portfolio.
Because I don't commute, I save 3 hours a day which gives me 1 1/2 weeks of working time that I can give back to my clients.
Because I don't have a downtown office, I can pass the savings on to my clients with lower expenses and give them more personal time without charging them for my time.
Provide detailed directions to your location
I conduct 99% of my communication on the phone and over the internet but clients are always welcome to schedule an appointment.
What type of payments do you accept?
I manage most investments on a Flat Fee Basis so my goal is to significantly increase your net worth without commissions.
Which areas do you service?
I have clients all over the USA but most of my clients are in California.
Who owns your company or runs daily operations?
I trade thru LPL Financial, the largest Independent Brokerage in the USA.
LPL LLC serves over 16,000 Independent Brokers, Banks, and Credit Unions.
What are your hours of operation?
Stock and Bond Market Trading Hours are 6:30 am thru 1:00pm Monday thru Friday
I am flexible in setting appointments by appointment that are convenient to clients
What is the best compliment anyone can give you?
I've had multiple clients thank me for helping them achieve their Dreams including sailing the world in their own Yacht, buying new homes and being able to travel and see the world.
What is your favorite quote or Bible verse?
"For GOD hasn't called us to a spirit of fear, but power, love and a sound mind".
"I know the plans I have for you says the Lord, plans to prosper you and not to harm you, plans to give you a future and a hope. You will find me when you seek for me with all your heart".